Home   Contact Us  

                                                                                                                             

Children's Health Insurance for Florida, Georgia, South Carolina, & Texas. Compare Humana, CIGNA and Aetna plans. Health care coverage can assure your child has access to medical care and make sure your child is healthy and smart. If needed children need access to routine checkups, prescription medication, hospital stays, other health services, and a caring pediatrician. Providing a quality health insurance is the best way to protect your child. Take the time to review what the top health insurance companies in your state have to offer for your child. If you prefer to get a side by side comparison simply click Get Quotes. You can apply online for the best plan that fits your needs and budget. Our quoting system will display many plans with varying benefits. When searching for a health insurance plan for a child it is very important to find the right plan with the right deductible, doctors copays, and out of pocket limits. For no additional cost you can speak to a licensed insurance agent who can answer your questions with no obligation or pressure to buy.

          Call us today 561-932-0660

                    No fee for our services, No application fee, No annual commitment- cancel anytime, No high pressure sales and No fancy sales talk.

                                                                                         
                                                                   

 

 

                                                          Affordable Dental Care from DentalPlans.com

   

 

Cigna Benefits for Children

When it comes to Florida health plans, CIGNA receives the highest ratings for customer satisfaction, according to a recent study released by J.D. Power and Associates.

The study measured satisfaction among members who purchased their coverage individually or through their employer. CIGNA performed particularly well in the coverage and benefits, information and communication, customer service and approval processes factors.

CIGNA now offers affordable health insurance for children as young as ( 3 ) three months old.

Previously only offered by small to fortune 500 companies CIGNA is now available to individuals, and families. CIGNA has provided insurance products to Americans for over 200 years. As a CIGNA HealthCare customer your child will have access to a network of more than 500,000 quality health care professionals and facilities throughout the country. If you want your child to see a health care professional who is not in the network, they can. Keep in mind that out-of-pocket costs vary, but your out-of-pocket costs are generally lower when you see in-network health care professionals. CIGNA offers open access plans that gives the member the freedom to visit any CIGNA "in network" doctor without a referral. Call CIGNA's 24 hour health information line staffed by trained nurses who can offer detailed answers to health questions, available 24 hours a day, 7 days a week, toll-free from anywhere in the United States. If you are out of the country you can call CIGNA collect.

Speak with a nurse when:

  • Your child has a fever in the middle of the night.

  • You child is traveling and does not feel well, and you're unsure about the symptoms.

  • Your child has a minor injury and you wonder if you should treat it yourself or see a doctor.

  • You need help locating a doctor when you are away from home.

You can also learn more about hundreds of health topics- everything from bumps and bug bites to X-rays, through CIGNA's library of recordings. Just call the toll-free number on your CIGNA ID card

Call CIGNA's 24 hour health information line- 1800-564-9286

 

True Choice.  You can choose an in-network health care professional or choose to receive care from one who isn't part of the network. It's up to you.

Primary care.  You have the option of choosing a Primary Care Physician as your child's primary doctor. With a Primary Care Physician, you have a valuable resource who acts as a personal health coach. But, if you prefer, you also have the option of not choosing a Primary Care Physician.

Specialists.  Your child has direct access to participating specialists. Your child does not need a referral to see an in-network or out-of- network specialist.

 

Some of the benefits on select plans include: 

CIGNA Open Access Plans

  • Unlimited doctor visits without having to meet the deductible.

  • Unlimited generic prescriptions without having to meet the deductible.

  • $10 Generic prescriptions.

  • Low office visit copayments.

  • No referral needed

  • Lifetime maximum of up to $5 million

CIGNA plans with above benefits are OPEN ACCESS 1000, 2000, 3000, 5000.

CIGNA Open Access Value Plans offer

  • A lower monthly premium.

  • No referral needed

  • A higher annual deductible and out of pocket maximum.

Benefits listed are for covered expenses from in-network providers. For out-of-network benefits, limitations and exclusions, view the Summary of In/Out-of-Network Benefits link for each plan.

I would like to.. Apply Online   Get a Quote

Do you have questions? Call us today 561-932-0660

Before you start the online application process you must create an account with CIGNA with a Username and Password. If you need assistance please call. There is absolutely no fee for the help.  

 

Humana Benefits for Children
 

 

 

Do you have a newborn and need to cover your child? Humana will take an application after 2 weeks following well baby exam with normal results with the pediatrician. 

 

NEW! Plans for Florida, Georgia and Texas

 

Enhanced Copay 80% Plan

  • Preventive and other office visits are included with your plan for a copayment. There is a $35 copayment for a primary care physician visit and a $60 copayment for a specialist or urgent care visit

  • Unlimited doctor visits without having to meet the deductible.

  • Inpatient and outpatient hospital services are paid at 80% after deductible for covered expenses

  • Prescription coverage included

  • No referral needed

  • This plan has a lifetime maximum benefit of $5 million per covered person

Copay 80% Plan

  • Six preventive and other office visits are included in your plan with a copayment for each visit. There is a $35 copayment for a primary care physician visit and a $60 copayment for a specialist or urgent care visit. After six visits, covered expenses are paid at 80% after deductible

  • Inpatient and outpatient hospital services paid at 80% after deductible for covered expenses

  • Prescription coverage included

  • No referral needed

  • This plan has a lifetime maximum benefit of $3 million per covered person

Copay 70% Plan

  • Three preventive and other office visits are included in your plan with a copayment for each. There is a $35 copayment for a primary care physician visit and a $60 copayment for a specialist or urgent care visit. After three visits, covered expenses are paid at 70% after deductible

  • Inpatient and outpatient hospital services are paid at 70% after deductible for covered expenses

  • Prescription coverage included

  • No referral needed

  • This plan has a lifetime maximum benefit of $3 million per covered person

  Add extra benefits to your medical plan

  The following benefits are available at an extra cost

  Get supplemental coverage for accidents

If your child has a minor accident, you may have a long way to go before meeting the deductible. With the supplemental accident benefit, the plan pays the first $1,000 or $2,500 per person for treatment of an accident - even before you've met the plan deductible. Treatment must take place within 90 days of the accident. When purchased, this benefit becomes part of your plan - so exceptions, terms, conditions, and limitations may apply.

  Protect your child's healthy smile with added dental coverage

With the Traditional Plus dental plan, your child can see any dentist - but you save up to 30 percent on out-of-pocket costs when your child visits a dentist in our PPO network. The annual deductible is $50 for an individual and $150 for a family. Waiting periods may apply for some services. When using an in-network dental provider, benefits include:

  Preventive services covered 100 percent with no deductible

  Basic and major services covered 50 percent after deductible

  Teeth-whitening services covered 50 percent after deductible

  Orthodontia discount of up to 20 percent when you visit an orthodontist in the HumanaDental PPO network and ask for the discount

Benefits listed are for covered expenses from in-network providers. For out-of-network benefits, limitations and exclusions, view the Summary of In/Out-of-Network Benefits link for each plan.

 

 

    I would like to.. Apply Online   Get a Quote

      Do you have questions? Call us today 561-932-0660

Before you start the online application process you must create an account with Humana with a Username and Password. If you need assistance please call. There is absolutely no fee for the help.

 

Aetna Benefits for Children

 

Aetna now offers affordable health insurance for children as young as ( 2 ) two weeks old. Some of the benefits on select plans include: 

  • Unlimited doctor visits without having to meet the deductible.

  • Unlimited generic prescriptions without having to meet the deductible.

  • No referral needed

  • Low Office Visit Copayments

  • $15 Generic prescriptions

  • Nationwide Coverage with extensive network

  • Freedom to see any "in network" Aetna doctor

1. After your child's first well check visit at the pediatrician you will be able to submit an online application which will be

sent in for further underwriting.

2. Aetna will review your child’s medical records and determine if he/she qualifies for the plan you selected.

3. If and when your child is approved benefits can be utilized.

Aetna Plans with above benefits are: 

Florida Plans  ·Point of Service 1000  ·Point of Service 1500 ·Point of Service 2500 ·Point of Service 5000  ·Managed Choice Open Access 1000  · Managed Choice Open Access 1500  ·Managed Choice Open Access 2500  ·Managed Choice Open Access 5000

  South Carolina Plans  ·PPO 1500 ·PP0 2500  ·PPO 5000
  
Georgia Plans  ·PPO 1000 ·PPO 1500 ·PPO 2500 ·PPO 3500 ·PPO 5000
  Texas Plans ·PPO 500 ·PPO 1000 ·PPO 1500 ·PPO 2500 ·PPO 5000

  Florida Applicants

* Please Note: When applying for Aetna health insurance for children, the First Dollar Plan 35,  Point of Service 1000, Point of Service 1500, Point of Service 2500, Managed Choice Open Access 1000 and Managed Choice Open Access 2500 Plans are the most comprehensive with the lowest deductibles and out of pocket expense.  Other plans are also available.

  South Carolina Applicants

* Please Note: When applying for Aetna health insurance for children, the First Dollar Plan 35, PPO 1500, PP0 2500 Plans are the most comprehensive with the lowest deductibles and out of pocket expense.  Other plans are also available.

  Georgia Applicants

* Please Note: When applying for Aetna health insurance for children, the First Dollar Plan 35, PPO 1000, PPO 1500, PPO 2500 Plans are the most comprehensive with the lowest deductibles and out of pocket expense.  Other plans are also available.

  Texas Applicants

*Please Note: When applying for Aetna health insurance for children, the PPO 500, PPO 1000, PPO 1500, PPO 2500 Plans are the most comprehensive with the lowest deductibles and out of pocket expense. Other plans are also available.

Benefits listed are for covered expenses from in-network providers. For out-of-network benefits, limitations and exclusions, view the Summary of In/Out-of-Network Benefits link for each plan.

   I would like to.. Apply Online  Get a Quote

    Do you have questions? Call us today 561-932-0660

Before you start the online application process you must create an account with Aetna with a Username and Password. If you need assistance please call. There is absolutely no fee for the help.

 



Affordable Dental Care from DentalPlans.com
 

Please note the following:

The above information is only a brief description of "in network" benefits of the different plans.  For complete details including benefits, limitations and exclusions, please refer to the Plan Booklet.      

  • All child-only applications have to be completed by a custodial parent or legal guardian who has knowledge of the applying child’s medical history that will be provided to the insurance company.

  • You are under no obligation to buy.

  • All applications are subject to approval. We do not guarantee your application will be approved. Only the insurance companies can decide who gets approved.

  • DO NOT CANCEL any health insurance until you have been notified by the insurance company in writing that you are approved and have read all of your policy details, terms conditions and limitations.

  • Florida, Georgia, South Carolina & Texas are medically underwritten states. An applicant can be declined for health insurance due to certain unacceptable health conditions. All applicants must have an acceptable height and weight to be considered eligible for coverage
  • REQUESTED EFFECTIVE DATES of policies are set or assigned by the insurance companies only. We do not guarantee or promise any particular effective date. Effective dates are not set by our agency/agent and we are not responsible for effective date assignment.
  • Based on your medical conditions the insurance companies may exclude treatment for certain health conditions, and or charge an additional premium.
  • When applying for insurance ALL MEDICAL INFORMATION must be DISCLOSED for processing or the policy may be rescinded (coverage removed/terminated as never effective) for failure to disclose or to withhold medical or other important information.  Failure to disclose or answer all questions honestly as requested may constitute fraud and may be punishable by law.
  • We may make suggestions as to which plan may fit your needs, budget, and current health status but you are responsible for your plan choice, deductible, and all options selected. It is your responsibility only to review the selected plan.
  • The insured/member is responsible for paying the premiums (monthly cost for insurance) on time and complying with all insurance companies requests to activate a new policy. We are not responsible for making sure your payments are processed or paid.
  • The monthly rates are subject to change based on your medical conditions. These rates are determined by the insurance companies only.
  • The approval time varies. We do not guarantee any specified approval time. The approval time is determined by the insurance companies only. Failure to provide requested information to the insurance company will result in the application process being closed.
  • All insurance policies have limitations and exclusions. It is the members responsibility to check with the insurance company first to make sure any service is covered under the plan before using the insurance.