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Health Insurance for Diabetics Type II in Florida, Georgia, South Carolina, and Texas.

 

Diabetics TYPE II- Non-Insulin Dependent Only

For diabetics looking to obtain health insurance it is quite difficult to qualify. Since most states are NOT a guaranteed issue states for health insurance MOST diabetics will be declined for health insurance on an individual plan. Diabetics who want health coverage have a few options. 

1. Group Health Insurance - Group Insurance IS guaranteed issue (you can not be declined for this type of insurance). If you spouse is employed you may be able to join his or her plan. If you have your own business you can enroll your business in a group plan of your choose and get coverage.

2. Individual Health Insurance- Obtaining this type of insurance is complicated and frustrating. The majority of health insurance companies in will deny you coverage, but we may be able to help you. 

 Coverage For Diabetics

We represent a company that offers major medical plans to TYPE II diabetics.  It is an individual plan with rich benefits. Depending on the plan you choose benefits on select plans include:

  • Unlimited doctor visits without having to meet the deductible.

  • Unlimited generic prescriptions without having to meet the deductible.

  • Full comprehensive plans, Hospitalization etc...

  • No referral needed

  • Low Office Visit Copayments

  • $15 Generic prescriptions

  • Nationwide coverage

  • Optional PPO Dental

$0 OBGYN/Mammogram (1 per year)

Some guidelines to qualify for this plan are as follows:

  • Diabetes is controlled with diet, exercise and/or oral medication for over 12 months.

  • Person must not be overweight

  • Person must not have other major medical conditions.

  • No smoking, kidney, vision or circulation problems and

  • Acceptable testing results. 

*This company will either accept you or deny you coverage with the diabetes (Type II). If the insurance company accepts you they will charge an additional premium.  This additional premium varies due to your medical history. If your application is approved you will have the option of accepting the coverage at the additional rate increase or rejecting the coverage. The final rate is determined by the insurance company only.

Call or email us for more details.

Get a Quote  & Apply Online Today

 

Aetna

 

Please note the following:

  • You are under no obligation to buy.

  • DO NOT CANCEL your current health insurance until you have been notified by the insurance company in writing that you are approved.

  • Florida, Georgia, South Carolina, and Texas are medically underwritten states. You can be declined for health insurance due to certain unacceptable health conditions.
  • These plans have limitations, and exclusions.
  • Based on your medical conditions the insurance companies may exclude treatment for certain health conditions, and or charge an additional premium.
  • The rates are subject to change based on your medical conditions. These rates are determined by the Insurance Company.
  • The approval time can vary from two days up to two months.
  • All applications are subject to approval.

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