Plans we offer
Accident Insurance Benefits helps people pay for unexpected injuries. If you get hurt in an accident like breaking a bone, tearing a tendon, needing surgery, or going to the emergency room, the plan gives you cash payments directly to you.
That money can help cover things your regular health insurance may not fully pay for, like deductibles, medical bills, rent, groceries, travel, or time missed from work.
The plan is designed to be simple and affordable, especially for workers and families who want extra protection if an accident happens. It can cover employees, spouses, and children, and payments are made even if you already have health insurance.
The policy covers many different accident-related situations like fractures, burns, hospital stays, physical therapy, and even serious injuries such as paralysis or accidental death. However, it does not cover things like self-inflicted injuries, illegal activities, or injuries caused while under the influence of drugs or alcohol. Overall, the insurance is meant to give people financial help and peace of mind when accidents happen unexpectedly.
Hospital stays can happen unexpectedly from an illness or injury, and the costs can add up fast, even if you already have health insurance. This supplemental hospital insurance helps provide cash benefits paid directly to you when you’re hospitalized, need surgery, use an ambulance, receive outpatient treatment, or require follow-up care. The money can be used however you need, whether it’s covering medical bills, deductibles, rent, groceries, travel expenses, or helping make up for missed time at work.
Coverage is available for individuals, spouses, and children, giving families extra financial protection during difficult times. Benefits can include hospital confinement, intensive care, surgery, anesthesia, doctor visits, ambulance transportation, at-home nursing, and treatment received outside the hospital. This plan is designed to help reduce financial stress so you can focus on recovery and getting the care you need when life takes an unexpected turn.
Critical illnesses like heart attacks, strokes, cancer, or major organ failure can create serious financial stress at the worst possible time. This critical illness insurance provides cash benefits directly to you after a covered diagnosis, helping you handle medical costs and everyday expenses while focusing on recovery. The money can be used however you choose - including for deductibles, mortgage or rent payments, travel for treatment, household bills, or protecting your savings and retirement accounts from being drained.
Coverage is available for individuals and dependents, with affordable payroll-deducted premiums and no medical questions required during initial enrollment. Benefits are available for a wide range of covered conditions including heart attack, stroke, invasive cancer, major organ transplant, paralysis, coma, blindness, Alzheimer’s disease, and more. The plan also includes annual wellness benefits for preventive screenings like mammograms, colonoscopies, EKGs, bloodwork, and other health tests, helping support both financial protection and proactive healthcare.
A cancer diagnosis can bring overwhelming medical costs, travel expenses, and financial stress at a time when your focus should be on recovery.
This cancer insurance plan provides cash benefits directly to you to help cover expenses related to cancer treatment and 23 specified diseases. Benefits can help pay for hospital stays, surgery, chemotherapy, radiation, medications, transportation, lodging, follow-up care, and everyday living expenses like rent, groceries, and bills. The money is paid directly to you, giving you the flexibility to use it wherever it’s needed most.
Coverage is available for individuals and families, with additional benefits available for wellness screenings, second opinions, at-home nursing, physical therapy, prosthetics, and specialized cancer treatments. The plan also includes coverage for 23 specified diseases such as multiple sclerosis, muscular dystrophy, lupus, Lyme disease, and more.
Annual wellness benefits help encourage preventive care by covering screenings like mammograms, colonoscopies, bloodwork, EKGs, and other important health tests. This coverage is designed to help protect your finances and provide peace of mind during one of life’s toughest challenges.
Life insurance helps provide financial protection for the people who matter most if something unexpected happens. This whole life insurance plan offers guaranteed lifetime coverage with a cash benefit paid directly to your beneficiaries.
The policy also builds cash value over time, giving you added financial flexibility that can help support future goals or provide access to funds if needed later in life. Coverage can help your family manage expenses like mortgage payments, daily bills, debt, funeral costs, childcare, and future education expenses.
This coverage is designed to provide long-term peace of mind with affordable payroll-deducted premiums, guaranteed rates, and optional coverage for spouses and children. Benefits include a guaranteed death benefit, the ability to build cash value over time, and an optional accelerated death benefit that may allow access to a portion of the policy if diagnosed with a terminal illness.
Whether you’re planning for your family’s future, protecting loved ones from financial hardship, or creating a lasting financial safety net, this plan helps provide dependable protection through every stage of life.
An unexpected injury or illness can leave you unable to work while your bills and everyday expenses continue to pile up. This disability insurance helps replace a portion of your income by providing monthly cash benefits if you become disabled from a covered off-the-job injury or sickness. The money can be used however you need - including for rent or mortgage payments, groceries, utilities, travel expenses, medical costs, or protecting your savings and retirement accounts from being drained during recovery.
Coverage includes benefits for total disability, partial disability, pregnancy-related disability, and even organ donation recovery. Plans offer flexible benefit periods and waiting periods, with affordable payroll-deducted premiums and portable coverage that can continue if you leave your job. This plan is designed to help provide financial stability and peace of mind so you can focus on healing and getting back to work instead of worrying about lost income.
